Open Access Economics / Development Studies

Financial Inclusion Through Self-Help Groups: A Study of Women's Economic Empowerment in North Karnataka

Dr. Shobha Patil & Rekha Hadimani

Published in IJMEER (Vol. 1, Issue 2, July 2026)  ·  Pages 99-110  ·  ISSN: 3139-6003  ·  DOI: 10.5281/zenodo.21809155

Full Article PDF
Download complete peer-reviewed PDF paper
📄 Download PDF (Full Text) →

Abstract

Microfinance and Self-Help Group (SHG) bank linkage programmes have served as vital instruments for socio-economic empowerment among rural women in South India. This study assesses the role of SHG participation in enhancing financial autonomy, household decision-making power, and income-generating asset creation among 300 women members across Bagalkot and Vijayapur districts of North Karnataka. Empirical findings confirm positive correlations between duration of SHG membership and credit accumulation, enterprise startup, and financial decision-making involvement.

How to Cite

Dr. Shobha Patil & Rekha Hadimani. (2026). Financial Inclusion Through Self-Help Groups: A Study of Women's Economic Empowerment in North Karnataka. International Journal of Multidisciplinary Explication and Emerging Research (IJMEER), 1(2), 99-110. https://www.ijmeer.com/article-v1i2p09.html

Copyright & Licensing

Creative Commons Attribution-NonCommercial 4.0 International License

This article is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License (CC BY-NC 4.0).

You may share, copy, and redistribute this work for non-commercial purposes, provided you give appropriate credit to the author(s) and IJMEER. Commercial use is not permitted.